AML CHECK / PRELIMINARY OBLIGATION ASSESSMENT
Check whether your business falls within the Polish AML regime — before implementing procedures.
Not every business is required to implement AML procedures. What matters is what the organisation actually does and whether the statutory conditions are met. AML Check guides you through that first-stage assessment in a structured way.
No registration. The basic result is available without providing an email address. The interactive tool is currently available in Polish.
Why an industry label or business code is not enough
AML obligations depend on the statute and on the activities actually performed.
The Polish Act of 1 March 2018 on counteracting money laundering and terrorist financing defines the categories of obliged institutions. In many cases an industry label alone is not sufficient: the specific service, operating model or an additional statutory condition may determine the result.
AML Check represents that logic as qualification rules and asks follow-up questions only when they are needed for a preliminary conclusion.
Who should check
If you operate in one of these areas, qualification may require a few additional questions.
- selected financial and payment-service businesses
- accounting firms and certain tax and bookkeeping activities
- selected legal, notarial and corporate-services activities
- real-estate intermediation
- currency-exchange businesses, selected crypto-asset services and other activities listed in the Act
- certain cash transactions and activities of foundations, associations and art-market participants
This list is illustrative and does not replace the statutory list. The tool assesses a broader range of categories and conditions than the examples above.
How AML Check works
The qualification follows your answers and statutory rules, not an AI guess.
- 01
Describe the activity
Select the activities your organisation actually performs.
- 02
Answer follow-up questions
If the Act provides an exception, threshold or additional condition, the tool asks for the fact needed to qualify it.
- 03
Review the result
The basic result and its legal context are available without a contact form.
- 04
Choose the next step
A report, audit, implementation or training is optional and appears only after the qualification.
What happens next
The result should point to the right next step rather than stop at a generic message.
No AML trigger identified from the information provided
Based on the answers provided, the tool has not identified a trigger for AML obligations. The result is preliminary and is limited to the information entered.
AML obligations identified
The result indicates the basis for qualification and allows you to move to the next stage: documentation review, risk assessment, procedures, forms and training.
Further verification required
If the conclusion depends on a fact that cannot safely be assumed, the tool flags the need for further review rather than guessing.
AML CHECK BY IURISNOVA
Check the AML position before commissioning procedures.
The preliminary qualification is free. If the result indicates AML obligations or a need for further verification, you can then decide whether an audit, implementation or training is appropriate.
Check free of charge